Rules and Terms & Conditions

These Terms & Conditions (the “Agreement”) govern your use of the services offered by Cadtree Limited (2031), a Guernsey-registered company incorporated under the laws of Gibraltar, with a registered address at La Corvee House, La Corvee, Alderney GY9 3TQ, Guernsey (the “Casino”).

Cadtree Limited is licensed and regulated by the Alcohol and Gaming Commission of Ontario (AGCO) and operates in accordance with the Gaming Control Act, 1992 and all applicable AGCO policies and standards. The Casino also operates under a regulated agreement with iGaming Ontario (iGO) to provide licensed internet gaming services to players located in Ontario.

For the purposes of this Agreement, "you", "your", or "user" refers to any person who accesses or interacts with the Services via the Casino Websites. References to "we", "us", or "our" include the Casino and its affiliated entities, including technology and marketing partner Launchify Digital (launchifydigital.com), as well as all associated officers, contractors, and personnel.

This Agreement supersedes any prior terms, notices, or rules that may have previously appeared on the Casino Websites. By accessing any of our Services, you acknowledge and accept these terms in full.

Key Definitions

• Account: A unique account issued to you by the Casino.
• Casino Group: Refers to the Casino and its subsidiaries, affiliates, parent companies, and all their officers, directors, and employees.
• Casino Websites: Includes spincasino.ca, rubyfortune.ca, jackpotscitys.com, royalvegas.ca, and any other related brands or domains operated by us.
• Charge-back: A reversal of funds initiated by your card provider or payment gateway.
• Closed Player Account: An account that has been deactivated or restricted by either party.
• Inactive Account: A Player Account with no login or logout activity for over 6 consecutive months.
• Guest Player: A user accessing free-play games with no monetary stake or payout eligibility.
• Participate: Includes any engagement with the Casino Websites, Services, or Software, including gameplay and browsing.
• Payment Service Provider: A third party authorized to facilitate deposit and withdrawal transactions.
• Player/s: Includes Real Players, Guest Players, and those with Inactive or Closed Accounts.
• Real Player: A registered user with a verified, active Account.
• Services: Access to and use of the Casino’s digital platforms, including games and software interfaces.
• Software: Applications, tools, and systems provided by us or licensed to us for delivering Casino Services across desktop and mobile.
• Your Jurisdiction: The legal territory where you reside, are domiciled, or primarily access the Services.

1.1 Participation

Your decision to access or participate in the Services, download our Software, or engage with the Casino Websites is entirely voluntary and undertaken at your own risk. Cadtree Limited, in partnership with Launchify Digital (launchifydigital.com), reserves the right to modify, suspend, or discontinue any element of the Services at its discretion and without prior notice.

The Casino Group shall not be held liable for any loss, inconvenience, or interruption resulting from changes to the Software, Services, or Websites.

It is your sole responsibility to ensure that your participation in online gambling is legal within Your Jurisdiction. The Casino does not permit or encourage activity that contravenes applicable laws. Users accessing the Casino Websites from outside Ontario do so at their own risk.

Participation is strictly prohibited for individuals who are not physically located in Ontario. By using our Services, you confirm that you are in compliance with all applicable laws in your location.

You must be at least 19 years of age or the legal age of majority in your jurisdiction—whichever is greater—to create an Account or use the Services. The Casino reserves the right to verify age and identity at any time and may suspend or close your Account for non-compliance.

You agree to provide accurate registration details and consent to identity verification by us or third-party agents. Failure to provide documentation may result in account suspension, withholding of funds, or closure.

You may not maintain more than one Account per Casino Website. Duplicate accounts—especially within the same household—may be closed, and associated funds retained at our discretion.

Wallet balances are managed separately across our Casino Websites. Funds cannot be transferred between accounts or third parties.

The Casino reserves the right to make all payments in Canadian Dollars (C$).

You expressly consent to receive communications from the Casino and its partners in connection with your Account, promotional content, or any relevant service updates.

Gambling on credit is not permitted. We do not accept cash transactions.

You are responsible for maintaining the confidentiality of your username and password. We strongly recommend using a secure password and enabling Multi-Factor Authentication (MFA). The Casino will not be liable for losses resulting from unauthorized use due to weak or shared credentials.

Promotions and bonuses are limited to one per person, household, device, or payment method. We reserve the right to limit or revoke bonuses in cases of suspected abuse or coordinated wagering.

In cases where a Player or group uses bonus incentives in a way that guarantees profits regardless of outcome, the Casino may cancel such promotions and revert to standard odds.

By registering an Account, you confirm that you understand and accept these Terms & Conditions. If you do not agree, you must cease use, uninstall any Software, and close your Account.

All payment methods must be registered in your legal name. Deposits or withdrawals that do not match your registered identity may be rejected or investigated.

Payment method changes must be made through Player Services. It is your responsibility to stay updated with our transaction policies.

Withdrawal requests may be reversed if users fail to meet verification or compliance steps. If reversed, such funds become playable again in your Account.

To avoid reversed withdrawals, you may request a temporary account lock via Player Support.

Account balances do not earn interest.

By registering an Account or participating in any Services offered on the Casino Websites operated by Cadtree Limited in collaboration with Launchify Digital (launchifydigital.com), you warrant and represent the following, and we rely on these statements throughout your engagement with the Services:

• You are legally permitted to use the Casino Websites under the laws of Your Jurisdiction.
• You are at least 19 years old and have reached the legal age of majority required to gamble in Your Jurisdiction.
• You will not allow any third party—especially anyone underage—to use your Account, Software, or Services. You are solely responsible for maintaining device security and access control.
• All personal information provided during registration is true, accurate, and complete, and you will promptly update it if changes occur.
• You are the rightful owner of the funds deposited and wagered on the Casino Websites, or you are fully authorized to use those funds for gambling purposes.
• You will not deposit or wager funds obtained through illegal activity or in breach of applicable laws (see Section 1.6).
• You agree to honor all payment obligations and will not initiate chargebacks, reversals, or payment denials on legitimate transactions.
• You have read, understood, and accepted this Agreement in full.
• You are participating in the Services solely for personal entertainment and not as part of any organized betting group or professional syndicate.

If any of the above warranties are found to be false or breached, all bets placed by you may be declared void, and any resulting winnings forfeited.

1.2.3 Ineligible Users

In accordance with the AGCO Registrar’s Standards (Section 3.01), you further warrant that you are not part of any group prohibited from participating in online gaming. This includes:

• Individuals under the age of 19
• Persons enrolled in a self-exclusion program with the Casino
• Individuals restricted by court order from gambling online
• Individuals prohibited from play by an official AGCO directive
• Casino executives, directors, or partners
• Union representatives engaged in negotiations on behalf of Casino staff
• Employees of registered third-party game and equipment vendors working with the Casino
• Members or employees of the AGCO
• Employees, directors, or officers of OLG or iGaming Ontario

If you fall into any of the above categories, you are not permitted to register or participate in the Casino Services. The Casino reserves the right to suspend or close any account suspected of violating these terms.

Cadtree Limited, supported by its digital compliance partner Launchify Digital (launchifydigital.com), reserves the right to refuse, suspend, or permanently deregister your Account at any time, at its sole discretion.

In addition, under Ontario law and pursuant to directives from the Registrar of the AGCO, we may be required to refuse access or deactivate an Account if you meet specific criteria set out by law or regulation. In such instances, you will not be permitted to access or use the Casino Websites.

If your Account is deactivated, suspended, or if you are otherwise excluded from the Casino Websites, you have the right to file a formal complaint through our official dispute process. Please refer to Clause 10.14 for full details on submitting complaints.

This section applies if all of your registered Real Player Accounts become inactive. An Account is considered "Inactive" if it has not recorded any login or logout activity for six consecutive months.

If we identify all of your Accounts as inactive, we may choose to deactivate them. Should any inactive Account have a positive cashable balance, we will make reasonable efforts to notify you using your most recently provided contact information.

If we do not receive a response within 30 days of sending the notification, or if you fail to withdraw the cashable balance within that period, we reserve the right to apply an administration fee of C$10 per month to that balance. This fee will continue to be deducted until one of the following occurs:

• The balance is reduced to zero; or
• The Account is reactivated through user login or transaction activity.

Additionally, any unused bonuses or promotional funds that remain unutilized for more than six months from the date awarded may be forfeited at our sole discretion. This includes Loyalty Points, which are treated as Bonuses under this Agreement.

Cadtree Limited, in cooperation with its digital compliance and risk infrastructure partner Launchify Digital (launchifydigital.com), maintains a zero-tolerance policy regarding money laundering, fraud, or any form of illegal conduct.

If we have reason to believe that you have engaged in, are engaging in, or intend to engage in unlawful, fraudulent, or improper activity—including but not limited to using funds derived from criminal activity or attempting to disguise the source of such funds—your access to the Services may be terminated immediately. Your Account may be blocked, suspended, or permanently deactivated without notice.

In such cases, the Casino is not obligated to refund any balance remaining in your Account. We also reserve the right to prevent you from accessing any other service under the Casino Group’s control, including affiliated platforms.

Where legally required or reasonably deemed necessary, we may disclose your identity and the details of any suspected activities to the following third parties:

• Regulatory or enforcement authorities
• Banks, credit card companies, and payment processors
• Online service providers or financial institutions
• Other impacted platforms or interested third parties

You agree to fully cooperate with any investigation initiated by the Casino, Launchify Digital, or any relevant authority. This includes responding to inquiries, providing requested documentation, and following any security protocols that apply.

1.6.2 Anti-Money Laundering (AML) Controls

• Cash is not accepted under any circumstances for funding Accounts.
• No withdrawals will be processed unless you submit verified and legible copies of the following documents:
  • Proof of payment method: A copy of the credit/debit card used, showing the first and last four digits only, or a recent bank statement showing the deposit.
  • Government-issued photo ID: Valid passport, national ID card, or driver’s license with your name, signature, and photo clearly visible.
  • Recent utility bill: Dated within the last 6 months, showing your full name and address as registered with your Account.

Security Tip: When submitting card copies, always redact the middle 8 digits and the 3-digit security code on the back.

From time to time, players on the Casino Websites operated by Cadtree Limited and supported by Launchify Digital (launchifydigital.com) may win amounts or prizes considered noteworthy for promotional purposes.

By using the Services, you agree that if you win such a prize, you may be asked to participate in publicity events and media campaigns arranged by the Casino. We will always take reasonable measures to protect your privacy and personal data throughout this process.

Without limiting the above, you specifically grant us the right to use your first name and province of residence in winner announcements and to use a model or avatar image as a substitute for your likeness in public-facing materials.

For more details about how we manage your personal data, please refer to our Privacy Policy.

By using our Services, you acknowledge and agree to the following forms of data collection, communication, and recording, all of which are governed by applicable privacy laws and internal data protection protocols:

• Call recording: Any telephone conversations with our Player Services team may be recorded or monitored for quality assurance and security. By engaging with our support lines, you consent to such recording or monitoring.
• Internet communications: We may monitor and log site activity, including IP addresses, transaction details, and visit behavior for analytics, compliance, and dispute resolution purposes.
• Contact consent: By registering an Account, you give us permission to contact you regarding your Account via email, SMS, telephone, or other channels. You may opt out of non-essential communications by contacting Player Support.
• Unsubscribing from promotions: If you opt out of promotional materials, you may still receive transactional or account-related messages. Please allow up to three (3) business days for removal from marketing lists.

If you have questions about how we handle data, communications, or privacy obligations, please reach out to our team. We're happy to assist with clarifications.

Cadtree Limited, in cooperation with Launchify Digital (launchifydigital.com), strictly prohibits the use of bots, scripts, or any form of artificial intelligence across the Casino Websites and Software.

Any attempt to manipulate gameplay, obtain an unfair advantage, or automate participation using prohibited tools constitutes a direct breach of this Agreement. Examples of prohibited technologies ("Bots") include:

• Programs or services that facilitate collusion between players (e.g., shared hand data or real-time team strategies)
• Software that selects games or tables based on Player identities or behaviors
• Platforms or tools that harvest, share, or expose another Player’s private game data without consent
• Programs that act on your behalf by making decisions or taking actions while you're away
• Real-time game advisors that interpret table activity to provide competitive guidance
• Seat-finding or auto-seating software that provides artificial access advantages

The use of any such Bot—whether created by you or sourced from a third party—is strictly forbidden. If it is determined that funds were gained through these means, such funds may be seized or deducted from your Account.

We reserve the right to investigate suspicious behavior using internal monitoring and third-party anti-fraud systems. Upon detection or reasonable suspicion of Bot usage, the Casino may take any or all of the following actions without prior notice:

• Temporarily suspend or permanently deactivate your Account
• Confiscate any winnings or balances gained through unauthorized tools
• Initiate legal proceedings where deemed necessary

Fair play is a fundamental principle of our platform. By registering and continuing to use the Services, you acknowledge and accept that any attempt to automate or manipulate gameplay may result in enforcement actions, including permanent exclusion from the Casino Websites.

In the interest of ensuring fairness and integrity on the platforms operated by Cadtree Limited and powered by Launchify Digital (launchifydigital.com), we reserve the right to impose any limits or conditions that we deem necessary when it comes to access from shared or public computing environments.

This may include, but is not limited to, setting restrictions on users who open or attempt to open multiple accounts from shared locations (such as internet cafés, libraries, co-working spaces, or multi-resident households), or who access the Services using shared IP addresses or devices.

For transparency and audit purposes, the Casino retains detailed records of access points, usage patterns, and device/network information related to gameplay originating from shared environments. We may take enforcement actions—including account limitations, review of winnings, or suspension— where necessary to maintain compliance, security, and fair play.

By choosing to use the Services provided by Cadtree Limited and delivered in part by Launchify Digital (launchifydigital.com), you do so entirely at your own risk, discretion, and volition.

You agree to fully indemnify and hold harmless the Casino Group from and against any and all liabilities, costs, expenses, losses, damages or claims (including direct, indirect, incidental, special, consequential, exemplary or punitive damages) that may arise in connection with your participation on or interaction with the Casino Websites. This includes, but is not limited to:

• 4.1.1 Accessing, browsing, or revisiting the Casino Websites
• 4.1.2 Using or reusing materials from the Casino Websites or affiliated sources
• 4.1.3 Connecting to or using Casino Websites’ servers
• 4.1.4 Facilitating or attempting to deposit funds into your Account
• 4.1.5 Placing wagers or participating in games on the Casino Websites
• 4.1.6 Accepting and/or using any winnings or prizes obtained
• 4.1.7 Downloading, using, or reusing Casino software, regardless of source or medium

4.2 Exclusion of Liability

Under no circumstance shall the Casino Group be held liable—whether under contract, tort, negligence, or any other legal basis—for any kind of loss or damage, regardless of the cause, even if previously notified of the possibility of such loss or damage.

4.3 Third-Party Payment Providers

Once a money transfer has been confirmed from the Casino to a Payment Service Provider, we disclaim any further liability for any delay, failure, or cost incurred by you, including losses arising from such issues.

4.4 Third-Party Advertisements

The Casino Group assumes no responsibility or liability for the actions, omissions, or published advertisements of third-party advertisers, marketing affiliates, or promotional partners that appear on or are linked from our platforms.

4.5 Legal Exceptions

Nothing in this Agreement shall operate to exclude liability where such exclusion would be unlawful, including liability for fraud, or for death or personal injury caused by the Casino Group’s proven negligence.

5.1. From time to time, the Casino may offer various promotional campaigns, competitions, and cash-back programs. Each of these offerings may carry its own unique terms, conditions, and eligibility criteria. Any complimentary bonus credited to your account must be used in strict accordance with the applicable terms and conditions. In cases where specific wagering requirements are not listed for a promotion, the standard rules under this Agreement shall apply.

5.2. These Terms and Conditions form an integral part of and apply to all promotions, competitions, and cash-back programs.

5.3. In the event of a conflict between these Terms and any promotion-, competition-, or cash-back-specific terms, the specific terms will govern, but only to the extent of the inconsistency.

5.4. The Casino reserves the right to exclude any Player from participating in any promotion at its sole discretion. Promotions are time-sensitive and may be withdrawn without prior notice. Any unused bonuses, winnings from such bonuses, or loyalty points will expire six (6) months after issuance. This applies even if the playthrough conditions have been met, at the Casino’s sole discretion.

5.5. The Cash-Back Program is offered entirely at the Casino's discretion. The Casino is under no obligation to provide explanations regarding the crediting or debiting of Cash-Back Points, the conversion ratio of Points to Credits, or a Player's eligibility to participate. Cash-Back Points and benefits may be withdrawn from a Player’s Account at any time without notice or recourse.

5.6. You may only claim one sign-up bonus per Casino Website. If you are found to have received a bonus for which you are ineligible, the Casino reserves the right to revoke the bonus and any winnings derived therefrom at its sole and reasonable discretion.

5.7. Bonus funds are subject to a Play-Through Requirement of 70x before being eligible to transfer from your Bonus Balance to your Cash Balance. The requirement may vary by promotion, game, or region. For example, a 100 C$ deposit with a 100 C$ bonus requires 70 x 100 = 7000 C$ of wagering. Winnings from the Cash portion of your balance may be withdrawn at any time, pending full compliance with this Agreement and any promotional terms.

5.7.1. Winnings from no-deposit offers and free spins are also subject to the 70x wagering requirement. Once met, any withdrawal is capped at 100 C$. Any remaining funds will be forfeited unless otherwise stated in the promotion’s specific terms.

5.7.2. If you do not wish to accept a bonus credited to your Account, you may request its removal—provided no part of the bonus, deposit, or sign-up offer has been used. Contact Live Chat support to reverse the bonus. Once any use has occurred, the bonus must remain until all associated wagering requirements are met.

5.7.3. After fulfilling all wagering requirements tied to a Sign-Up Bonus, the Casino may limit the maximum withdrawal to 6x your first deposit amount. Any funds beyond that threshold may be forfeited, unless exempted (e.g., progressive jackpot wins). Application of this clause is at Casino management’s sole discretion.

5.8. Prior to processing any withdrawal requests, the Casino will review your play for irregular activity. In order to uphold the principles of fair gaming, certain behaviors—such as hedge betting, zero-margin bets, or repeated low-margin bets—may be classified as irregular gameplay. Examples include, but are not limited to:

• Placing a single bet worth 30% or more of your bonus amount before meeting the wagering requirement.
• Using patterns that exploit game structures (e.g., minimum risk strategies).
• Engaging in any behavior that circumvents intended bonus or game mechanics.

A "bet" in this context includes: one roulette spin, one dealt hand in table games, or one hand in Video/Power Poker (including Multi-Hand or Multi-Play). Any usage of the "Double" or "Gamble" feature is considered a separate bet. If any such irregularity is detected, the Casino reserves the right to withhold withdrawals and/or confiscate all winnings.

5.8.1 Game Contribution to Wagering Requirements

The following outlines the contribution of different game types toward meeting wagering requirements:

• 100% – All Slots (excluding Progressive Jackpots), Keno, Scratch Cards (Re-spin slots count as 10%)
• 8% – Table Pokers, Roulettes, Video/Power Pokers (excluding All Aces and Jacks or Better), Blackjack (excluding Classic Blackjack), Casino War
• 2% – Classic Blackjack, All Aces, Jacks or Better Video Pokers
• 0% – Baccarat, Craps, Red Dog, Sic Bo, Progressive Jackpots

Playing excluded games (0%) before completing bonus wagering requirements will result in voided winnings. Additionally, any wagers using the Gamble feature on slots or Double feature in Video/Power Poker do not count toward the Play-Through Requirement.

IMPORTANT: Contribution percentages and wagering requirements may vary by promotion or geographic location. For some regions, Roulette and Crash games contribute 0%. Always refer to the specific terms and conditions associated with each promotion to avoid misunderstandings.

5.8.2 Irregular Play Determination

The Casino reserves the exclusive right to determine what constitutes irregular play. If such activity is detected, the Casino may withhold any withdrawals and take appropriate action, including account suspension or termination.

5.8.3. If the Casino determines, in its sole discretion, that you are abusing or attempting to abuse a bonus or any promotion, or engaging in irregular betting behavior, or if you are found to be benefiting from a lack of good faith under any promotional policy, we reserve the right to:

• Deny, suspend, or withdraw any bonus or promotion from your Account, either temporarily or permanently;
• Rescind any affected policy or promotional benefit; and/or
• Terminate your access to the Services and block your Account.

In such circumstances, the Casino Group is not obligated to return any funds remaining in your Account, apart from your original deposit.

5.8.4. If you are found to be in violation of any of the warranties stated in Clause 1.2 of this Agreement, the Casino may, at its sole discretion and without notice, void any winnings and forfeit any remaining balance in your Account.

5.8.5. While a bonus is active, the maximum allowable bet is 8 C$ per round and 0.50 C$ per line. Exceeding these limits may result in the forfeiture of any associated winnings.

6.1. In addition to the provisions outlined in these Terms & Conditions, all players are also subject to the Rules of Play and FAQs as provided on any of the Casino Websites. These supplemental rules and policies shall be binding upon your participation in any Services.

6.2. By using the Services, you agree to comply with all such Rules of Play and FAQs as though they were directly incorporated into this Agreement in full.

6.3. In instances where a pay-out is left in-play on a Video Poker game, the Casino reserves the right to automatically collect and credit the unpaid amount to the Player’s balance.

6.4. For all other games (excluding Video Poker), the Casino reserves the right to confiscate any funds that have been left in-play and untouched for a period of 90 days or more.

7.1. The Casino reserves the right to request verification documents upon registration and/or before processing any financial transactions. Your player verification details may be used across all Casino Websites. Documents may include, but are not limited to:

• Proof of income and Source of Funds;
• Photographic ID such as a valid Passport or Driver’s License;
• Proof of residence, like a bank statement or utility bill dated within the last 6 months;
• Proof of ownership for any payment method used for deposits or withdrawals (if applicable).

Failure to provide the requested documentation may result in the termination of your Account.

7.2. The Casino reserves the right to conduct credit checks on all Players using third-party agencies based on the information submitted during registration.

7.3. You are responsible for retaining your own transaction records and for reviewing the Casino’s rules and policies. It is also your responsibility to ensure that online gambling is legal in your jurisdiction.

7.4. Withdrawals via bank wire will only be issued to the individual whose name matches the account registration. If you use a debit or credit card to deposit, that card must be in your name. Additional processing fees may apply. Withdrawals must be made using the same method as your original deposit, at least up to the amount deposited. Withdrawal requests may be delayed for identity verification purposes.

Note: In accordance with AGCO Registrar’s Standards, iGO policies, and FINTRAC requirements, identity verification is required at the time of player registration.

7.5. Updating or adding additional payment methods may be done by contacting Player Services directly or by using the functionality provided in the Software.

7.6. Withdrawal requests may be subject to a thorough gameplay review prior to release. This may include evaluating playing patterns, bonus usage, and compliance with promotional terms.

7.7. Winnings will be credited in Canadian Dollars (C$). Should you have any questions regarding the collection of winnings, please contact our support team via email.

7.8. To comply with Anti-Money Laundering (AML) regulations, all withdrawal requests are screened to detect fraudulent or criminal activity. Withdrawals remain in a pending state for up to 24 hours (rolling period) after initiation. No withdrawals are processed over weekends. During the pending period, funds remain part of your cash balance and may be reversed at your discretion until the point of processing.

7.8.1. We reserve the right to delay or withhold your real money withdrawal and request further verification including but not limited to:

• Proof of income and source of funds;
• Proof of identity, including photographic ID and address verification;
• Age verification and any other documentation required by applicable law.

7.8.2. If needed, we may return non-wagered deposits to their original deposit method, or where unavailable, to a verified bank account in your name, with a suitable transaction description.

7.8.3. We reserve the right to block, suspend, or close your Account indefinitely without notice and to report suspected behavior to relevant authorities.

7.9. Full terms related to withdrawals are available at the following link: Withdrawal Terms.

7.10. Depending on the payment processor used, some funds may be handled on behalf of the Casino by either:

• Digiprocessing Limited (110368), a company registered in Gibraltar, located at Suite 1, Burnes House, 19 Town Range, Gibraltar GX11 1AA.
• Huron Inc, Ontario Corporation Number 1000227624, registered at 66 Wellington Street West, Suite 5300, TD Bank Tower, Toronto, Ontario, Canada, M5K 1E6.